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FTC proposes new rule to ban junk fees, potentially saving consumers 'tens of billions'_我的网站

A |     The Federal Trade Commission is proposing a new rule that seeks to eliminate junk fees -- those hidden costs that can unexpectedly push up prices consumers pay at checkout.The proposed rule would apply to many industries across the economy, including event tickets, hotels and apartment rentals. If the rule goes into effect, companies that continue to charge these fees could be fined and forced to pay back consumers.The FTC says the far-reaching rule could save consumers “tens of billions of dollars in fees.”“The proposed rule would prohibit corporations from running up the bills with hidden and bogus fees, requiring honest pricing and spurring firms to compete on honesty rather than deception,” FTC Chair Lina Khan said on a call with reporters.The FTC estimates the proposed rule will save consumers more than 50 million hours per year of wasted time spent searching for the total price in live ticketing and short-term lodging alone. This time savings is equivalent to more than $10 billion over the next decade.There will be a 60-day public comment period once the rule is published in the Federal Register.Senior administration officials, however, did not have guidance on when the rule could be finalized and go into effect.The FTC has the authority to move forward with this rule without additional approval from Congress, officials said.As President Biden continues his push of “Bidenomics” and focuses on the everyday costs that hit American pocketbooks, this is another chance for the president to try to appeal to voters about his economic message. He’s repeatedly highlighted his administration's efforts to tackle these junk fees across a number of sectors -- from air travel to health care.Separately, the Consumer Financial Protection Bureau is issuing guidance to large banks and credit unions, prohibiting them from charging customers fees for basic information about their accounts, like checking their bank account balance.The CFPB also released a new report showing its crackdown on bounced check fees has saved consumers nearly $2 billion since 2021.。1月15日：今晚，随着科技在2019年国家游泳中心（水立方）举行新产品发布会，正式宣布了子弹短信1.0的升级版本。1.0版升级了很多功能，比如“熟悉的朋友”、“你扫我/我扫你”、“附近的命运”等等。在发布会上，作为投资者之一的罗永浩表示，子弹头短信将改名为“聊天宝藏”。至于为什么改名为“聊天宝藏”，罗永浩当场解释。罗永豪说，除了之前的子弹短信，这个名字太“草率”。首先，“子弹”属于敏感词，许多搜索引擎都阻止了它，其次，“短信”这个词在每个人的印象中。它是“带电的”，所以改名朝宝。

B | 罗永浩当场表示，可能有老用户的子弹短信觉得图标太脏，所以在以后的版本中，会增加人工替换子弹短信原有图标功能。在活动中，罗永浩还介绍了超宝新功能，如新增的“好东西”电子商务平台等。为了鼓励新老用户的加入，超宝还推出了邀请朋友收钱的活动，最多可达2000元，邀请一个人收下1.5元左右的红包，被邀请的人将收下5美分左右的红包。一键式邀请所有移动目录的朋友。

C | 短信费用由超宝和中国移动承担。罗永豪表示，超宝已与中国移动和飞信达成战略合作。值得一提的是，聊天宝藏的分享在微信中被屏蔽了。据官方介绍，“超宝是一款可以得到奖励的聊天软件。各地都有激励机制，如聊天、看新闻、邀请朋友、购物等，都可以得到奖励。同时，超宝也是一款超高效的即时通讯应用，在查看、发送和处理信息方面做了很多优化，可以实现更高效的通讯。

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Published on:05:24:36